@font-face{font-family:"Nunito";font-style:normal;font-weight:400 900;font-display:swap;src:url(/fonts/nunito-latin.woff2) format("woff2")}
:root{--verde:#204838;--verde-esc:#14301F;--ouro:#F1C95F;--ouro-esc:#B8861B;--creme:#FFF3D6;--papel:#FFFBF2;--tinta:#16241D;--suave:#4B5C53;--linha:#E8DDBF;--vivo:#2BB673;--alerta:#9A3B12;--r:18px;color-scheme:light}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;text-size-adjust:100%}
body{margin:0;background:var(--papel);color:var(--tinta);font-family:"Nunito",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;font-size:1.0625rem;line-height:1.65;overflow-wrap:break-word}
img{max-width:100%;height:auto}
a{color:var(--verde);text-decoration-thickness:.08em;text-underline-offset:.18em}
a:hover{color:var(--verde-esc)}
:focus-visible{outline:3px solid var(--ouro-esc);outline-offset:2px;border-radius:6px}
h1,h2,h3{font-weight:900;line-height:1.15;letter-spacing:-.015em;color:var(--verde-esc)}
h1{font-size:clamp(1.85rem,6.2vw,3.1rem);margin:.2em 0 .35em}
h2{font-size:clamp(1.35rem,4.2vw,1.8rem);margin:1.8em 0 .5em}
p{margin:0 0 1em}
.pular{position:absolute;left:-999px;top:0;background:var(--ouro);padding:.6rem 1rem;z-index:20}
.pular:focus{left:.5rem}
.banda-previa{background:var(--ouro);color:var(--verde-esc);text-align:center;font-weight:800;font-size:.8rem;padding:.25rem .75rem;letter-spacing:.02em}
.topo{background:var(--verde);color:var(--creme);position:sticky;top:0;z-index:10;box-shadow:0 2px 0 var(--ouro-esc)}
.topo-in{max-width:72rem;margin:0 auto;padding:.5rem 1rem;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:.25rem .75rem}
.marca{display:flex;align-items:center;gap:.55rem;color:var(--creme);text-decoration:none;min-height:44px}
.marca img{width:38px;height:38px;flex:none}
.marca-nome{font-weight:900;font-size:1.2rem;letter-spacing:-.01em;line-height:1}
.marca-irmaos{color:var(--ouro);font-style:italic}
.marca:hover{color:#fff}
.menu{display:flex;gap:.15rem;margin-left:auto}
.menu a{color:var(--creme);text-decoration:none;font-weight:800;padding:.55rem .7rem;border-radius:999px;min-height:44px;display:inline-flex;align-items:center;font-size:.98rem}
.menu a:hover,.menu a[aria-current]{background:rgba(241,201,95,.18);color:var(--ouro)}
main{max-width:72rem;margin:0 auto;padding:0 1rem 3rem}
.kicker{display:inline-block;font-weight:900;font-size:.78rem;text-transform:uppercase;letter-spacing:.12em;color:var(--ouro-esc);margin:0}
.lead{font-size:1.15rem;color:var(--suave);max-width:44rem}
.sub{color:var(--suave)}
.hero{display:grid;gap:1.5rem;padding:1.75rem 0 1rem;align-items:start}
.hero h1{font-size:clamp(2.1rem,8vw,3.6rem)}
.calc{background:#fff;border:2px solid var(--verde);border-radius:var(--r);padding:1.15rem;box-shadow:6px 6px 0 var(--ouro);max-width:40rem}
.calc-larga{max-width:none;margin:1rem 0 2rem}
.calc-t{margin:0 0 .75rem;font-size:1.25rem}
.calc label{display:block;font-weight:800;margin:.85rem 0 .3rem;line-height:1.3}
.calc label span{font-weight:600;color:var(--suave);font-size:.92rem}
.campo{display:flex;align-items:center;border:2px solid #C9BD9A;border-radius:12px;background:var(--papel);overflow:hidden}
.campo:focus-within{border-color:var(--verde);box-shadow:0 0 0 3px rgba(43,182,115,.25)}
.pref,.suf{padding:0 .7rem;font-weight:800;color:var(--suave);white-space:nowrap}
.campo input{flex:1;min-width:0;border:0;background:transparent;font:inherit;font-weight:700;font-size:1.1rem;padding:.7rem .6rem;min-height:48px;color:var(--tinta)}
.campo input:focus{outline:none}
select{width:100%;font:inherit;font-weight:700;padding:.7rem;border:2px solid #C9BD9A;border-radius:12px;background:var(--papel);min-height:48px;color:var(--tinta)}
.grade2{display:grid;gap:0 1.25rem}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.4rem;margin-top:1.1rem;background:var(--verde);color:var(--creme);border:0;border-radius:999px;padding:.8rem 1.4rem;font:inherit;font-weight:900;font-size:1.05rem;min-height:48px;cursor:pointer;text-decoration:none;box-shadow:0 3px 0 var(--verde-esc)}
.btn:hover{background:var(--verde-esc);color:var(--ouro)}
.btn:active{transform:translateY(2px);box-shadow:none}
.btn-sec{background:var(--ouro);color:var(--verde-esc);box-shadow:0 3px 0 var(--ouro-esc)}
.btn-sec:hover{background:#F6D67F;color:var(--verde-esc)}
.calc .btn{width:100%}
.miudo{font-size:.85rem;color:var(--suave);margin:.75rem 0 0}
.resultado{margin-top:1.1rem;border-radius:14px;padding:1rem;border:2px solid var(--linha);background:var(--papel)}
.resultado.tom-ok{border-color:var(--vivo)}
.resultado.tom-atencao{border-color:var(--ouro-esc);background:#FFF7E3}
.resultado.tom-erro{border-color:var(--alerta)}
.veredito{font-weight:900;font-size:1.4rem;color:var(--verde-esc);margin:.25rem 0 .5rem;line-height:1.2}
.barra{height:18px;border-radius:999px;background:var(--ouro);overflow:hidden;border:2px solid var(--verde)}
.barra span{display:block;height:100%;background:var(--verde)}
.legenda-barra{display:flex;flex-wrap:wrap;justify-content:space-between;gap:.25rem 1rem;font-size:.88rem;font-weight:700;color:var(--suave);margin:.35rem 0 .5rem}
.alertas{padding-left:1.1rem}
.alertas li{margin:.35rem 0}
.alertas .alerta strong{color:var(--alerta)}
.numeros{background:var(--verde);color:var(--creme);border-radius:var(--r);padding:1.25rem;margin:1.5rem 0}
.numeros h2{color:var(--creme);margin-top:0}
.numero{margin:0;padding:1rem;border-radius:14px;background:rgba(255,255,255,.06);border:1px solid rgba(241,201,95,.35)}
.numero .n{display:block;font-weight:900;font-size:clamp(2rem,9vw,2.6rem);color:var(--ouro);line-height:1.1}
.numero figcaption{font-size:.95rem}
.numeros a,.numeros .fonte{color:var(--ouro)}
.mais{margin:1rem 0 0;font-weight:800}
.grade3{display:grid;gap:1rem}
.bloco{margin:2.5rem 0}
.card{position:relative;display:flex;flex-direction:column;gap:.35rem;padding:1.1rem 1.1rem 2.6rem;background:#fff;border:2px solid var(--linha);border-radius:var(--r);text-decoration:none;color:var(--tinta);transition:transform .15s,border-color .15s,box-shadow .15s;height:100%}
.card strong{font-size:1.2rem;font-weight:900;color:var(--verde-esc);line-height:1.2}
.card-desc{color:var(--suave);font-size:.97rem}
.card .seta{position:absolute;right:1rem;bottom:.7rem;font-weight:900;font-size:1.3rem;color:var(--ouro-esc)}
.card:hover{border-color:var(--verde);transform:translateY(-3px);box-shadow:4px 4px 0 var(--ouro);color:var(--tinta)}
.card-sim{border-top:6px solid var(--ouro)}
.trilha-guias{list-style:none;padding:0;margin:0;display:grid;gap:1rem;counter-reset:g}
.trilha-guias li{counter-increment:g;position:relative}
.trilha-guias li .card{padding-left:3.6rem}
.trilha-guias li::before{content:counter(g);position:absolute;left:1rem;top:1.05rem;width:2rem;height:2rem;border-radius:50%;background:var(--ouro);color:var(--verde-esc);font-weight:900;display:grid;place-items:center;z-index:1;border:2px solid var(--verde)}
.agentes-home{background:var(--creme);border-radius:var(--r);padding:1.25rem;border:2px dashed var(--ouro-esc)}
.agentes-home h2{margin-top:0}
.trilha{font-size:.88rem;margin:1rem 0 0}
.trilha ol{list-style:none;display:flex;flex-wrap:wrap;gap:.25rem;padding:0;margin:0}
.trilha li+li::before{content:"›";margin-right:.25rem;color:var(--suave)}
.trilha a{display:inline-block;padding:.35rem 0}
.art-cab{padding:1rem 0 .5rem;max-width:46rem}
.byline{font-size:.9rem;color:var(--suave)}
.passos{list-style:none;display:flex;gap:.5rem;padding:0;margin:.5rem 0 0}
.passos a{display:grid;place-items:center;width:44px;height:44px;border-radius:50%;border:2px solid var(--verde);font-weight:900;text-decoration:none;background:#fff}
.passos li[aria-current] a{background:var(--verde);color:var(--ouro)}
.art-corpo{max-width:44rem}
.art-corpo h2{border-top:3px solid var(--ouro);padding-top:.7rem}
.art-corpo li{margin:.35rem 0}
.fonte{display:inline-block;font-size:.72em;font-weight:800;padding:.05em .55em;border-radius:999px;background:var(--creme);border:1px solid var(--ouro-esc);color:var(--verde-esc);text-decoration:none;vertical-align:.12em;white-space:nowrap;line-height:1.5}
.fonte::before{content:"fonte: ";font-weight:600}
.fonte:hover{background:var(--ouro)}
.numeros .fonte{background:transparent;color:var(--ouro);border-color:var(--ouro)}
.faq{max-width:44rem;margin-top:2rem}
.faq details{border:2px solid var(--linha);border-radius:14px;background:#fff;margin:.6rem 0;padding:0 1rem}
.faq summary{font-weight:800;cursor:pointer;padding:.8rem 0;min-height:44px;list-style-position:outside}
.faq details[open] summary{color:var(--verde)}
.fontes-lista{max-width:44rem;font-size:.92rem;color:var(--suave)}
.fontes-lista li,.lista-fontes li{margin:.45rem 0}
.lista-fontes span{font-size:.9rem;color:var(--suave)}
.nota{font-size:.9rem;color:var(--suave)}
.proximo{display:grid;gap:.75rem;margin:2.5rem 0 0;max-width:44rem}
.proximo a{display:flex;flex-direction:column;padding:1rem;border-radius:14px;border:2px solid var(--verde);text-decoration:none;font-weight:900;font-size:1.1rem;background:#fff}
.proximo a span{font-size:.82rem;font-weight:800;color:var(--ouro-esc);text-transform:uppercase;letter-spacing:.06em}
.proximo .prox{background:var(--verde);color:var(--creme)}
.proximo .prox span{color:var(--ouro)}
.tabela{overflow-x:auto;margin:1rem 0;-webkit-overflow-scrolling:touch}
table{border-collapse:collapse;width:100%;font-size:.94rem;background:#fff}
caption{text-align:left;font-weight:800;padding:.5rem 0;color:var(--verde-esc)}
th,td{border-bottom:1px solid var(--linha);padding:.55rem .6rem;text-align:left;vertical-align:top}
thead th{background:var(--creme);font-weight:900}
.relacionados h2{font-size:1.2rem}
.chips{display:flex;flex-wrap:wrap;gap:.5rem}
.chip{display:inline-flex;align-items:center;min-height:44px;padding:.45rem 1rem;border-radius:999px;background:var(--creme);border:2px solid var(--ouro-esc);text-decoration:none;font-weight:800}
.chip:hover{background:var(--ouro)}
.erro{padding:3rem 0}
code{background:var(--creme);padding:.1em .35em;border-radius:6px;font-size:.92em;word-break:break-all}
.rodape{background:var(--verde-esc);color:#E9E2CC;margin-top:3rem}
.rodape-in{max-width:72rem;margin:0 auto;padding:2rem 1rem}
.rodape-marca{display:flex;gap:.8rem;align-items:center}
.rodape-marca p{margin:0}
.rodape-marca strong{color:var(--ouro);font-size:1.15rem}
.rodape .aviso{margin:1.2rem 0;max-width:46rem;font-size:.95rem}
.rodape a{color:var(--ouro)}
.rodape-links{display:flex;flex-wrap:wrap;gap:.25rem 1rem}
.rodape-links a{display:inline-flex;align-items:center;min-height:44px;font-weight:800}
.rodape .miudo{color:#C9C2AC}
@media (min-width:720px){
  main,.topo-in{padding-left:1.5rem;padding-right:1.5rem}
  .grade2{grid-template-columns:1fr 1fr}
  .grade3{grid-template-columns:repeat(3,1fr)}
  .trilha-guias{grid-template-columns:1fr 1fr}
  .proximo{grid-template-columns:1fr 1fr}
  .numeros{padding:2rem}
  .calc{padding:1.5rem}
}
@media (min-width:1000px){
  .hero{grid-template-columns:1.05fr 1fr;gap:3rem;padding-top:3rem}
  .hero-txt{position:sticky;top:6rem}
}
@media (max-width:359px){
  .marca-nome{font-size:1.05rem}
  .menu a{padding:.5rem .5rem;font-size:.92rem}
  .calc{padding:.9rem;box-shadow:4px 4px 0 var(--ouro)}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
.hero>*,.grade2>*,.grade3>*{min-width:0}
select{max-width:100%;text-overflow:ellipsis}
.passos{margin-bottom:1.5rem}
.hero-moeda{display:none}
@media (max-width:719px){.topo{position:static}.topo-in{padding-top:.35rem;padding-bottom:.35rem}.menu{margin-left:0;width:100%;justify-content:space-between}.menu a{padding:.45rem .6rem}}
@media (min-width:1000px){.hero-moeda{display:block;float:right;width:130px;height:130px;margin:0 0 1rem 1.5rem;transform:rotate(-12deg);filter:drop-shadow(5px 6px 0 rgba(32,72,56,.18))}}

/* ===== 14/11/2026 — camada editorial v2 ("não parecer feito por IA").
   Benchmark: NerdWallet, Bankrate, Investopedia, Morningstar, Bogleheads, Wise, Mais Retorno, OWID, Nexo, InfoMoney.
   Serifa (Source Serif 4) em títulos e texto, IBM Plex Sans na interface, cantos de 4 px, sem sombras,
   listas com fios no lugar de cartões, fonte como nota discreta, cabeçalho claro com fio duplo. Nunito só na marca. */
@font-face{font-family:"Source Serif 4";font-style:normal;font-weight:400 700;font-display:swap;src:url(/fonts/SourceSerif4-normal-400_700-latin.woff2) format("woff2")}
@font-face{font-family:"Source Serif 4";font-style:italic;font-weight:400;font-display:swap;src:url(/fonts/SourceSerif4-italic-400-latin.woff2) format("woff2")}
@font-face{font-family:"IBM Plex Sans";font-style:normal;font-weight:100 700;font-display:swap;src:url(/fonts/IBMPlexSans-var-latin.woff2) format("woff2")}
:root{--r:4px;--papel:#FBF9F4;--linha:#DCD5C3;--tinta:#1B2420;--suave:#4F5A54;--ouro-txt:#7A560E;--serif:"Source Serif 4",Georgia,"Times New Roman",serif;--sans:"IBM Plex Sans",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif}
body{font-family:var(--serif);font-size:1.125rem;line-height:1.6;font-variant-numeric:lining-nums}
h1,h2,h3{font-family:var(--serif);font-weight:700;letter-spacing:-.01em;color:var(--tinta)}
h1{font-size:clamp(2rem,6vw,3rem);line-height:1.1}
h2{font-size:clamp(1.35rem,3.6vw,1.7rem)}
.kicker,.byline,.miudo,.sub,.trilha,label,.btn,.menu a,.dateline,.rodape,.g-fonte,.g-cab span,.lista .kicker,caption,table,.campo input,select,.passos a,.proximo a span,.faq summary,.relacionados,.nota{font-family:var(--sans)}
.kicker{font-weight:600;font-size:.78rem;letter-spacing:.1em;color:var(--ouro-txt)}
.lead{font-size:1.2rem;color:var(--suave)}
/* cabeçalho de jornal */
.topo{background:var(--papel);color:var(--tinta);box-shadow:none;border-bottom:3px double var(--tinta)}
.marca{color:var(--verde)}
.marca:hover{color:var(--verde-esc)}
.marca-nome{font-family:"Nunito",var(--sans)}
.marca-irmaos{color:#9A6B10}
.menu{gap:.25rem 1rem}
.menu a{color:var(--tinta);font-weight:500;border-radius:0;padding:.55rem .1rem;background:none;font-size:1rem}
.menu a:hover{background:none;color:var(--verde);text-decoration:underline;text-underline-offset:.35em}
.menu a[aria-current]{background:none;color:var(--verde-esc);box-shadow:inset 0 -3px 0 var(--verde)}
.dateline{font-size:.88rem;color:var(--suave);margin:1rem 0 0;padding-bottom:.6rem;border-bottom:1px solid var(--linha)}
/* sem sombras, cantos retos */
.calc,.btn,.btn-sec,.campo,select,.resultado,.faq details,.proximo a,code,.barra,:focus-visible{border-radius:var(--r)}
.calc{border:1px solid var(--tinta);box-shadow:none;background:#fff}
.calc-t{font-size:1.2rem}
.calc label{font-weight:600;font-size:.98rem}
.campo,select{border:1px solid #9C9483}
.campo:focus-within{box-shadow:0 0 0 2px var(--verde);border-color:var(--verde)}
.btn,.btn-sec{box-shadow:none;font-weight:600;letter-spacing:.01em}
.btn:active{transform:none}
.barra{border-width:1px;height:14px}
.veredito{font-family:var(--serif);font-weight:700}
.hero{padding-top:1.25rem}
.hero-txt h1{margin-top:.1em}
.hero-dado{font-size:1.02rem;border-left:3px solid var(--ouro);padding-left:.8rem;color:var(--tinta)}
/* fonte como nota, não pílula */
.fonte{background:none;border:0;border-radius:0;padding:0;font-family:var(--sans);font-weight:500;font-size:.74em;color:var(--suave);vertical-align:.25em;text-decoration:underline;text-decoration-color:#A9A08B;text-underline-offset:.15em}
.fonte::before{content:"";}
.fonte:hover{background:none;color:var(--verde-esc)}
.numeros .fonte{color:var(--suave)}
/* seções com fio grosso */
.secao{margin:2.5rem 0}
.secao>h2{margin-top:0;padding-top:.6rem;border-top:3px solid var(--tinta)}
.art-corpo h2{border-top:2px solid var(--tinta)}
.duas{display:grid;gap:0 3rem}
/* listas com fios no lugar de cartões */
.lista{list-style:none;margin:0;padding:0;border-top:1px solid var(--linha)}
.lista li{padding:.9rem 0;border-bottom:1px solid var(--linha)}
.lista .kicker{display:block;margin:0 0 .15rem;font-size:.72rem}
.lista h3{margin:0 0 .25rem;font-size:1.2rem;line-height:1.25}
.lista h3 a{color:var(--tinta);text-decoration:none;display:inline-block;padding:.1rem 0}
.lista h3 a:hover{color:var(--verde);text-decoration:underline}
.lista p:last-child{margin:0;color:var(--suave);font-size:1rem}
/* gráfico próprio (OWID) */
.grafico{margin:0;padding:0}
.g-cab{display:block;margin:0 0 .5rem}
.g-cab strong{display:block;font-family:var(--serif);font-size:1.15rem}
.g-cab span{font-size:.88rem;color:var(--suave)}
.grafico-svg{width:100%;height:auto;display:block;background:#fff;border:1px solid var(--linha)}
.g-grade{stroke:#E6E1D4;stroke-width:1}
.g-base{stroke:#9C9483;stroke-dasharray:3 3}
.g-tick{stroke:#9C9483}
.g-eixo{font:500 12px var(--sans);fill:#5A645E}
.g-dolar{fill:none;stroke:var(--verde);stroke-width:2.6;stroke-linejoin:round}
.g-ipca{fill:none;stroke:#B8861B;stroke-width:2.6;stroke-linejoin:round}
.g-rot{font:600 13px var(--sans)}
.g-rot-d{fill:var(--verde)}
.g-rot-i{fill:var(--ouro-txt)}
.g-pt{fill:var(--verde)}
.g-nota{font:500 11.5px var(--sans);fill:#3E4843}
.g-fonte{font-size:.82rem;color:var(--suave);margin:.5rem 0 .25rem}
.g-tabela summary{font-family:var(--sans);font-weight:600;cursor:pointer;min-height:44px;display:flex;align-items:center;color:var(--verde)}
.g-tabela table{font-variant-numeric:tabular-nums}
.secao-graf{display:grid;gap:1.25rem}
.secao-txt p{max-width:38rem}
.art-corpo .grafico{margin:1.5rem 0 2rem}
/* nota da redação (prosa) */
.nota-redacao{max-width:44rem;margin:2.5rem 0 0;padding:1rem 0 0;border-top:3px double var(--tinta)}
.nota-redacao h2{margin:0 0 .5rem;font-size:1.25rem;border:0;padding:0}
.nota-redacao p{font-size:1.02rem}
/* FAQ, próximo, relacionados */
.faq details{border:0;border-bottom:1px solid var(--linha);background:none;padding:0;margin:0}
.faq details:first-of-type{border-top:1px solid var(--linha)}
.faq summary{font-weight:600}
.proximo a{border:1px solid var(--tinta);font-family:var(--serif);font-weight:700;background:#fff}
.proximo .prox{background:var(--verde);color:#fff}
.proximo a span{font-weight:600;letter-spacing:.06em}
.relacionados ul{padding-left:1.1rem;margin:0}
.relacionados li{margin:.2rem 0}
.relacionados a{display:inline-block;padding:.45rem 0}
.passos a{border-width:1px;font-family:var(--sans);font-weight:600}
thead th{background:#F1EDE3;font-weight:600}
table{background:#fff;font-variant-numeric:tabular-nums}
.art-corpo,.fontes-lista,.faq{max-width:42rem}
.rodape{font-size:.95rem}
.rodape-marca strong{font-family:"Nunito",var(--sans)}
@media (min-width:720px){.duas{grid-template-columns:1fr 1fr}}
@media (min-width:1000px){.secao-graf{grid-template-columns:1.6fr 1fr;align-items:start}}
@media (max-width:719px){.menu{justify-content:flex-start;gap:.1rem 1rem}.menu a{padding:.45rem .1rem;font-size:.95rem}}
@media (max-width:359px){.calc{box-shadow:none}.menu a{font-size:.9rem}.menu{gap:.1rem .7rem}}
.menu{flex-wrap:wrap}.menu a{white-space:nowrap}
@media (max-width:359px){.menu{gap:.1rem .8rem}.menu a{font-size:.92rem}}
/* Alvos de navegação e foco após a checagem de acessibilidade. */
.trilha a{display:inline-flex;align-items:center;min-width:44px;min-height:44px}
nav[aria-label="Leia também"] a{display:inline-flex;align-items:center;min-height:44px}

/* ===== 14/11/2026 — v3: tese comparável, manchete, gráfico aberto e índice editorial.
   A moeda do logo 3 fica; apenas o wordmark perde o itálico e o dourado. */
:root{--suave:#4a4a45}
body{line-height:1.55}
[hidden]{display:none!important}
.vh{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0!important}
.marca-irmaos{font-style:normal;color:inherit}
.manchete{padding:1.1rem 0 .25rem;max-width:66rem}
.manchete h1{font-size:clamp(2rem,4.5vw,3.4rem);line-height:1.1;max-width:23ch;margin:.3rem 0 .8rem}
.manchete .lead{max-width:58rem;font-size:1.15rem;margin:.5rem 0}
.hero-dado,blockquote{border:0;padding:0;color:var(--suave);font:500 .9rem/1.45 var(--sans)}
.secao{margin:1.8rem 0}
.secao-larga{margin-top:1rem}
.secao-larga .grafico{max-width:60rem}
.colunas{column-count:2;column-gap:2.5rem;max-width:64rem;margin-top:1rem}
.colunas p{margin:0 0 .9rem;break-inside:avoid;font-size:1.04rem}
/* gráfico: sem caixa, rótulos diretos, CDI tracejado */
.grafico-svg{border:0;background:transparent}
.grafico-m{display:none}
.g-eixo{font:500 12px var(--sans);fill:#4a4a45}
.g-rot{font:600 13px var(--sans)}
.g-nota{font:500 11px var(--sans);fill:#3E4843}
.g-dolar,.g-ipca,.g-cdi{fill:none;stroke-linejoin:round;stroke-width:2.6}
.g-cdi{stroke:#55436f;stroke-dasharray:6 4}
.g-dolar{stroke:var(--verde)}
.g-ipca{stroke:#91650E}
.g-rot-i{fill:#7A560E}.g-rot-c{fill:#55436f}
.g-guia{stroke:#6f756f;stroke-width:.75}
.g-pt{r:3}
.g-tabela summary{display:list-item;list-style:disclosure-closed inside;padding:.65rem 0;min-height:44px}
.g-tabela[open]>summary{list-style:disclosure-open inside}
/* calculadora em seção própria, sem card */
.calc{background:transparent;border:0;border-top:1px solid var(--linha);padding:1rem 0;box-shadow:none;max-width:60rem}
.calc-campos{display:grid;grid-template-columns:1fr 1fr;gap:.7rem 1.5rem}
.calc-campos>[data-se]{grid-column:1/-1;max-width:32rem}
.secao-calc .sub{max-width:48rem}
.secao-calc .calc{margin-top:1rem}
.resultado{background:transparent;border:0;border-top:2px solid var(--verde);padding:1rem 0}
.vigente{font:400 .875rem/1.5 var(--sans);border-top:1px solid var(--linha);padding-top:.7rem;margin:.7rem 0 0;color:var(--suave)}
.vigente a{color:var(--tinta)}
/* índice numerado com régua */
.indice{list-style:none;padding:0;margin:0;border-top:1px solid var(--linha)}
.item{display:grid;grid-template-columns:1.6rem 1fr;gap:.15rem .6rem;border-bottom:1px solid var(--linha);padding:.75rem 0}
.item-n{font:500 1rem/1.5 var(--sans);font-variant-numeric:tabular-nums;color:var(--suave);padding-top:.3rem}
.item-txt h3{font:600 1.2rem/1.3 var(--serif);margin:0}
.item-txt h3 a{display:inline-flex;align-items:center;min-height:44px;color:var(--tinta);text-decoration:none;padding:.15rem 0}
.item-txt h3 a:hover{text-decoration:underline}
.item-txt p{font-size:1rem;color:var(--suave);margin:.1rem 0 0}
.item-meta{font:400 .78rem/1.35 var(--sans);color:var(--suave);grid-column:2;margin:.35rem 0 0}
.kicker{color:var(--suave);font:500 .9rem var(--sans);text-transform:none;letter-spacing:0}
/* autoria e histórico sem espaço sobrando */
.art-cab{margin-top:1rem;margin-bottom:1.25rem}
.art-cab h1{margin:.3rem 0 .7rem}
.art-cab .lead{margin:.5rem 0 .7rem}
.byline{font-size:.85rem;margin:.6rem 0;color:var(--suave);line-height:1.5}
.byline a{color:var(--tinta)}
.aviso-topo{font:400 .875rem/1.5 var(--sans);max-width:46rem;color:var(--suave);margin:.65rem 0}
.atualizacoes{font:400 .85rem/1.5 var(--sans);max-width:44rem;color:var(--suave)}
.atualizacoes summary{cursor:pointer;min-height:44px;padding:.65rem 0}
.atualizacoes ul{padding-left:1.1rem;margin:.25rem 0 .7rem}
.atualizacoes li{margin:.2rem 0}
.proximo a span{text-transform:none;letter-spacing:0;color:inherit}
/* rodapé claro, leve; infraestrutura segue em Método e fontes */
.rodape{background:transparent;color:var(--tinta);border-top:3px double var(--tinta);margin-top:2rem}
.rodape-in{padding:1.25rem 1rem}
.rodape-marca{gap:.5rem}
.rodape-marca strong{color:var(--tinta);font-size:1rem}
.rodape .aviso{font-size:.875rem;margin:.8rem 0;max-width:54rem}
.rodape a{color:var(--tinta)}
.rodape-links a{font-weight:500}
.rodape .miudo{color:var(--suave);margin:.6rem 0 0}
@media (min-width:1000px){.indice .item{grid-template-columns:1.6rem 1fr 7rem}.item-meta{grid-column:3;grid-row:1;align-self:center;margin:0}.secao-graf{display:block}}
@media (max-width:719px){
  .manchete h1{max-width:23ch;font-size:2rem}
  .manchete .lead{font-size:1.08rem}
  .colunas{column-count:1}
  .calc-campos{grid-template-columns:1fr;gap:.6rem}
  .secao{margin:1.6rem 0}
  .art-cab{margin-top:.6rem;margin-bottom:1rem}
}
@media (max-width:600px){
  .grafico-d{display:none}.grafico-m{display:block}
  /* 14 px no SVG x 288/360 = 11,2 px na tela de 320 px. */
  .g-eixo{font-size:14px}.g-rot{font-size:14px}.g-nota{font-size:12.5px}
  .g-dolar,.g-ipca,.g-cdi{stroke-width:2}.g-cdi{stroke-dasharray:5 3}.g-pt{r:2.5}
}
.trilha ol{display:flex;flex-wrap:wrap;align-items:center}.trilha li{display:inline-flex;align-items:center}
/* comparador de carteiras em dólar */
.campo-moeda select{flex:0 0 auto;width:auto;max-width:6.5rem;border:0;border-right:1px solid #9C9483;background:transparent;font:600 1rem var(--sans);padding:0 .6rem;min-height:44px;border-radius:0}
.grade-datas{display:grid;grid-template-columns:1fr 1fr;gap:.7rem}
.grade-datas select{width:100%;min-height:44px}
.carteiras-escolha,.moeda-saida{border:0;border-top:1px solid var(--linha);margin:1rem 0 0;padding:.6rem 0 0;display:flex;flex-wrap:wrap;gap:0 1.4rem}
.carteiras-escolha legend,.moeda-saida legend{font:600 .98rem var(--sans);padding:0}
.opcao{display:inline-flex;align-items:center;gap:.45rem;min-height:44px;font:400 .98rem var(--sans)}
.opcao input{width:20px;height:20px;accent-color:var(--verde)}
.c-legenda{list-style:none;padding:0;margin:.6rem 0;display:flex;flex-wrap:wrap;gap:.2rem 1.2rem;font:400 .88rem var(--sans)}
.c-legenda li{display:inline-flex;align-items:center;gap:.4rem}
.cor{display:inline-block;width:18px;height:0;border-top:3px solid;vertical-align:middle;margin-right:.35rem}
.cor-sp{border-color:#204838}.cor-mix{border-color:#2f6f8f}.cor-tr{border-color:#6b6b6b;border-top-style:dotted}.cor-ibov{border-color:#91650E}.cor-cdi{border-color:#55436f;border-top-style:dashed}.cor-ref{border-color:#9C9483;border-top-width:1px}.cor-base{border-color:#9C9483;border-top-width:1px;border-top-style:dashed}
.c-linha{fill:none;stroke-width:2;stroke-linejoin:round}
.cl-sp{stroke:#204838}.cl-mix{stroke:#2f6f8f}.cl-tr{stroke:#6b6b6b;stroke-dasharray:2 3}.cl-ibov{stroke:#91650E}.cl-cdi{stroke:#55436f;stroke-dasharray:6 4}
.resultado svg{display:block;max-width:100%;height:auto;margin:.3rem 0 1rem}
.resultado .g-eixo{font:500 12px var(--sans);fill:#4a4a45}
tr.ref th,tr.ref td{color:var(--suave);font-style:italic}
@media (max-width:719px){.grade-datas{grid-template-columns:1fr 1fr}}
@media (max-width:480px){.c-tab table{font-size:.8rem}.c-tab th,.c-tab td{padding:.45rem .3rem}.c-tab .cor{display:none}}
.indicacao{margin:1.5rem 0;padding:1rem 1.1rem;border:1px solid var(--linha,#d6d3cc);border-radius:4px;background:var(--fundo2,#faf8f3)}
.indicacao p{margin:.35rem 0}
.destaques .destaque{border-top:2px solid currentColor;padding-top:.6rem}
.destaques h3{margin:.2rem 0 .4rem}
.check{display:flex;gap:.6rem;align-items:center;min-height:44px;margin:.6rem 0;font-weight:400}
.check input{width:22px;height:22px;flex:0 0 auto}
.st-sim{color:#1d6b3a}.st-nao{color:#9b2c1f}.st-ni{color:#5c5850}
.fts a{display:inline-block;min-width:24px;min-height:24px}
.tab-tod td,.tab-tod th{vertical-align:top}
@media (max-width:600px){
.cartoes table,.cartoes tbody,.cartoes tr,.cartoes td,.cartoes th{display:block;width:auto}
.cartoes thead{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
.cartoes caption{display:block;text-align:left}
.cartoes tr{border-top:1px solid var(--linha);padding:.6rem 0}
.cartoes td,.cartoes th{border:0;padding:.2rem 0;text-align:left;font-size:.9rem}
.cartoes td[data-l]::before{content:attr(data-l) ": ";font-weight:600;color:var(--suave)}
.c-tab.cartoes table{font-size:.9rem}
}
/* ---- home nova (14/11/2026) ---- */
.hero-home{padding:clamp(1.25rem,5vw,3rem) 0 1rem;border-bottom:1px solid var(--linha)}
.hero-home h1{font-size:clamp(1.75rem,6.4vw,3.2rem);line-height:1.08;max-width:18ch;margin:0 0 .45rem}
.hero-sub{font-size:clamp(1.02rem,2.6vw,1.25rem);color:var(--suave);max-width:40rem;margin:0 0 .9rem}
.hero-ctas{display:flex;flex-wrap:wrap;align-items:center;gap:.4rem 1.25rem;margin:0 0 .9rem}
.hero-ctas .btn{margin-top:0}
.link-sec{font-family:var(--sans);font-weight:600;min-height:44px;display:inline-flex;align-items:center}
.confianca{display:flex;flex-wrap:wrap;gap:.2rem 1rem;font-family:var(--sans);font-size:.86rem;color:var(--suave);margin:0}
.confianca span+span::before{content:"·";margin-right:1rem;color:var(--linha)}
.ferramentas{margin-top:1.25rem}
.ferr{list-style:none;padding:0;margin:0;display:grid;gap:.75rem;grid-template-columns:repeat(auto-fit,minmax(min(100%,13.5rem),1fr))}
.ferr-card{display:grid;grid-template-rows:auto auto 1fr auto;gap:.35rem;height:100%;padding:1rem 1rem .9rem;background:#fff;border:1px solid var(--tinta);border-top:4px solid var(--verde);color:var(--tinta);text-decoration:none;border-radius:var(--r);min-height:44px}
.ferr-card:hover{border-top-color:var(--ouro);background:#FFFDF7}
.ferr-card:hover .ferr-q{text-decoration:underline;text-underline-offset:.2em}
.ferr-card .ic{fill:none;stroke:var(--verde);stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round}
.ferr-q{font-family:var(--serif);font-weight:700;font-size:1.12rem;line-height:1.25;color:var(--verde-esc)}
.ferr-d{font-family:var(--sans);font-size:.92rem;line-height:1.45;color:var(--suave)}
.ferr-v{font-family:var(--sans);font-weight:600;font-size:.95rem;color:var(--verde)}
@media (max-width:599px){.ferr{gap:.5rem}.ferr-card{grid-template-columns:28px 1fr;grid-template-rows:auto;column-gap:.75rem;padding:.8rem .85rem}.ferr-card .ic{grid-row:1/4}.ferr-q{font-size:1.04rem}.ferr-d{display:none}.ferr-v{font-size:.9rem}}
.home-cart{border-top:3px double var(--tinta);padding-top:1rem}
.home-cart h2{margin-top:.2rem}
.jan{margin:.5rem 0 1rem}
.jan-in{position:absolute;opacity:0;width:1px;height:1px}
.jan-tab{display:inline-flex;align-items:center;min-height:44px;padding:.35rem .85rem;margin:0 .35rem .5rem 0;border:1px solid var(--tinta);border-radius:999px;font:600 .92rem var(--sans);cursor:pointer;background:#fff}
.jan-in:checked+.jan-tab{background:var(--verde-esc);color:#fff;border-color:var(--verde-esc)}
.jan-in:focus-visible+.jan-tab{outline:3px solid var(--ouro-esc);outline-offset:2px}
.jan-p{display:none}
#jan0:checked~.jan-paineis .jan-p0,#jan1:checked~.jan-paineis .jan-p1,#jan2:checked~.jan-paineis .jan-p2{display:block}
.jan-cap{font-family:var(--sans);font-size:.9rem;color:var(--suave);margin:.25rem 0 .75rem}
.barras{list-style:none;padding:0;margin:0;display:grid;gap:.7rem}
.bar{display:grid;grid-template-columns:minmax(0,15rem) 1fr minmax(0,10.5rem);align-items:center;gap:.25rem .9rem;font-family:var(--sans)}
.bar-n{font-weight:600;font-size:.95rem}
.bar-t{height:1.1rem;background:#EFEADC;position:relative}
.bar-f{position:absolute;inset:0 auto 0 0;background:var(--verde)}
.bar-v{font-weight:700;font-variant-numeric:tabular-nums;text-align:right}
.bar-v span{display:block;font-weight:400;font-size:.82rem;color:var(--suave)}
.bar-tr .bar-f{background:#2f6f8f}.bar-cdi .bar-f{background:#6b5a86}.bar-ibov .bar-f{background:var(--ouro-esc)}
.bar-parado .bar-f{background:#B7AF9C}.bar-parado .bar-n,.bar-parado .bar-v{color:var(--suave);font-weight:400}
.bar-parado{border-top:1px dashed var(--linha);padding-top:.6rem}
@media (max-width:599px){.bar{grid-template-columns:1fr auto;gap:.2rem .6rem}.bar-n{grid-column:1;grid-row:1;font-size:.9rem}.bar-v{grid-column:2;grid-row:1}.bar-t{grid-column:1/3;grid-row:2;height:.8rem}.bar-v span{display:inline;margin-left:.3rem}}
@media (max-width:359px){.bar{grid-template-columns:1fr}.bar-v{grid-column:1;grid-row:2;text-align:left}.bar-t{grid-column:1;grid-row:3}}
.nota-risco{border-left:4px solid var(--alerta);background:#FFF6EE;padding:.7rem .9rem;color:var(--tinta);font-size:.95rem;line-height:1.5;margin:1rem 0}
.nota-sem{border-left:4px solid var(--ouro-esc);background:#FFF9E8;padding:.6rem .8rem;color:var(--tinta)}
.desde{font-size:.82rem;color:var(--suave)}
.opcao-ref{color:var(--suave)}
.c-periodo{margin:.6rem 0 0}
.cor-parado{border-color:#9C9483;border-top-style:dashed}
.cl-parado{stroke:#9C9483;stroke-dasharray:4 4;stroke-width:1.5}
.tr.sem td,.sem td{color:var(--suave);font-style:italic}
.guias-home .indice{margin-bottom:.6rem}
.confiar-l{list-style:none;padding:0;margin:0;display:grid;gap:.75rem;grid-template-columns:repeat(auto-fit,minmax(min(100%,16rem),1fr));font-size:1rem}
.confiar-l li{border-top:1px solid var(--tinta);padding-top:.6rem}
.confiar-l strong{display:block}
.campo input,select{font-size:max(16px,1.1rem)}
@media (min-width:1000px){.ferr{grid-template-columns:repeat(3,minmax(0,1fr))}}

/* v9: compartilhar, stablecoin, OKX */
.compart{margin:2rem 0 1rem;padding:.9rem 1rem;border:1px solid var(--linha);border-radius:var(--r);background:#fff;max-width:46rem;font-family:var(--sans)}
.sim .compart{margin:1.25rem 0}
.cp-t{margin:0 0 .5rem;font-weight:700;color:var(--verde-esc);font-size:.95rem}
.cp-views{font-weight:400;color:var(--suave)}
.cp-linha{display:flex;flex-wrap:wrap;gap:.45rem}
.cp-b{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:.45rem .9rem;border:1px solid var(--verde);border-radius:999px;background:#fff;color:var(--verde-esc);font:600 .92rem/1.2 var(--sans);text-decoration:none;cursor:pointer}
.cp-b:hover{background:var(--creme);color:var(--verde-esc)}
.cp-whatsapp,.cp-nativo{background:var(--verde);color:#fff;border-color:var(--verde)}
.cp-whatsapp:hover,.cp-nativo:hover{background:var(--verde-esc);color:#fff}
.cp-mais{margin-top:.6rem}
.cp-mais summary{cursor:pointer;font-size:.9rem;color:var(--verde);font-weight:600;min-height:32px;display:flex;align-items:center}
.cp-mais .cp-linha{margin:.5rem 0}
.cp-status{margin:.4rem 0 0;min-height:1em}
.cp-status:empty{display:none}
@media (max-width:360px){.cp-b{padding:.4rem .7rem;font-size:.88rem}}
.tab-stable td,.tab-stable th{vertical-align:top;font-size:.88rem}
@media (max-width:999px){
.tab-stable table,.tab-stable tbody,.tab-stable tr,.tab-stable td,.tab-stable th{display:block;width:auto}
.tab-stable thead{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
.tab-stable caption{display:block;text-align:left}
.tab-stable tr{border-top:1px solid var(--linha);padding:.6rem 0}
.tab-stable td,.tab-stable th{border:0;padding:.2rem 0;text-align:left;font-size:.9rem}
.tab-stable td[data-l]::before{content:attr(data-l) ": ";font-weight:600;color:var(--suave)}
}
.viagem-grade{display:grid;gap:.75rem;grid-template-columns:repeat(auto-fit,minmax(min(100%,16rem),1fr));margin:1rem 0}
.viagem-c{background:#fff;border:1px solid var(--linha);border-top:4px solid var(--verde);border-radius:var(--r);padding:.9rem 1rem}
.viagem-c h3{margin:.1rem 0 .4rem;font-size:1.05rem}
.viagem-c p{margin:0;font-size:.95rem}
.viagem ul{max-width:46rem}